Our policy is designed for a wide range of privately owned Protected Structures and Period Properties
We want to ensure that all home owners receive impartial advice which is focused on their needs and our advisors are not remunerated on the basis of the number of policies sold.
We will need to know about the condition of the property you would like to insure but we do not usually require a roof report.
(NB: We can not provide cover for thatched properties)
Cover for:
- Domestic houses which are Protected Structures
- Non-standard construction (e.g. wooden floors and stairs)
- Alternative accommodation costs up to 25% of the buildings sum insured
- Irregular occupancy
- Property owner’s liability
- Tracing and accessing leaks
- Replacement lock
- Minimum contents cover 30,000 Euros
- Thatched Properties
Summary of perils you are insured against:
- Fire, lightning, explosion, earthquake, aircraft
- Storm, flood, weight of snow
- Escape of water
- Escape of oil
- Theft
- Collision
- Malicious damage or riot
- Falling trees, telegraph poles, lamp-posts. TV masts and aerials
- Frost damage to fixed water apparatus
- Accidental damage to glass, solar panels, loos, sinks, baths, ceramic hobs
- Accidental damage to oil pipes, underground water pipes, sewers, drains, septic tanks
- Subsidence, heave or landslip
Optional additions:
- Contents
- Jewellery and personal possessions on a world -wide basis
- Money and credit cards
- Pedal cycles
- Freezer contents
- Accidents to domestic staff
- Your liability to the public
